John was spending more time at a local VA hospital than he was at home, or so it seemed. As a veteran, he was receiving care and support, but before long he was wishing he could simply remain home, but it wasn’t safe for him.
His doctor was recommending home care support.
The problem with this was that he couldn’t afford it. John didn’t make a lot of money. His pension and Social Security payments were barely enough to cover his rent, utilities, food, and other basic necessities. If he tried to calculate how much home care would cost him, he would easily be in the red, eating up the rest of his savings, and causing him to become indigent.
For the time being, he was just tolerating these trips to the hospital.
If home care is a viable option for some veterans, they might want to look into the Aid and Attendance Benefit. John served during the Vietnam War. He served in a forward combat situation and had to deal with post-traumatic stress disorder as a result. It took many years for him to recover mentally and emotionally, and now, in his 70s, he seemed to be having a new round of challenges without the same support he did when he first returned home.
Because he was considered a wartime veteran, and because he served more than the minimum 90 day requirement, he might qualify for the Aid and Attendance Benefit. This pension can provide financial support to veterans who need home care services. Since his doctor recommended home care providers, it was going to be easy for him to prove that on the application.
The one hang up was that John had a fair amount of assets. When he combined his minimal income through the pension and Social Security payments along with his assets, including two rental homes and a vacation getaway that he usually lent to other family and friends, it put him well above the $119,000 threshold limits.
He was tempted to hire a financial firm to move assets around and hide them from the VA, but he decided he’d rather live ethically and morally than try to cheat the system and run the risk of being denied the pension anyway.
He ultimately started relying on home care support, paying for it after selling off some of his properties, but he shared information about the Aid and Attendance Benefit he learned with other friends who weren’t as fortunate financially as he.
If you or an aging loved one are considering home care for an aging veteran in Marlton, NJ, please contact Always There In Home Health Care at 856-409-5978.
As a family owned and run home care company she had to make several big decisions, whether to invest in a franchise or explore other options?
For Mariela after reviewing the restrictions and cost’s associated with a franchise the decision was easy the care she wanted to offer her clients should not be based on monthly franchise payment it should be based on the client’s needs.
At Always There we only hire the most qualified caregivers and in order to do that we offer an excellent starting salary. We would rather pay caregivers then a franchise company.
Mariela as the owner of Always There and unlike other owners of home care agencies, she visits every client first. We believe that if the owner cannot take the time to visit a family wanting to discuss home care for their loved then they don’t deserve the privilege of caring for that person.
As a graduate of Fairleigh Dickinson University and a Certified Senior Advisor Mariela and her team of certified caregivers have provided care to families throughout south Jersey with over 60% of our clients requesting live-in care.
When deciding if homecare is right for you and your family be sure to consider the number of years a company/office has in the industry, whether or not the owners make themselves personally available 24 hours 7 days a week and most important do they only employ certified professionals to care for your loved one. After all They deserve it.
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