Some aging veterans may understand the true value in home care support services. For those considered ‘wartime veterans’ they may have heard about the Aid and Attendance Benefit. They know that this pension was designed to help provide financial assistance to pay for home care support services.
They may be limited with their income and have few assets.
One of the stipulations to qualify for the Aid and Attendance Benefit involves finances. Currently, the VA maintains that combined income and assets for a veteran cannot exceed $119,000. A primary residence (the veteran’s house) does not necessarily count toward that figure.
Not having much income and very few assets can make it virtually impossible for some aging veterans to pay for a home care aide out-of-pocket. For those considered wartime veterans, they may be eligible for this, especially if their doctor has recommended home care support services.
Some veterans who would otherwise have qualified are surprised to be denied this pension.
There are numerous veterans across the country who filled out the application and began relying on home care support services through an agency, assuming they would be reimbursed for those services. They waited months and months, anticipating the approval letter only to discover they had been denied.
How could they be denied?
They met every requirement. They served a minimum of 90 days active duty in one of the major branches of the United States military. At least one day of their active duty service overlapped a time of official combat. Their income and assets fell well below the threshold limits. Their doctor even submitted a letter of recommendation for home care support. So, how could they be denied?
Some of these veterans were receiving Medicaid support.
If an elderly or disabled veteran is already receiving support through CMS (the Center for Medicare and Medicaid Services), for whatever purpose, they may be considered ineligible to receive financial support for Aid and Attendance benefits.
This can be extremely disappointing and even contentious for some veterans who were counting on this money to help pay for home care services. While veterans who may have been denied other pensions through the VA may still be eligible for Aid and Attendance support, if the veteran is receiving any type of Medicare or Medicaid service or financial support, that could disqualify them from the Aid and Attendance benefit.
It’s essential that the veteran be clear on every aspect before making the assumption he or she will be approved for this or any other type of pension through the VA.
If you or an aging loved one are considering home care for aging veterans in Colts Neck, NJ, please contact the caring staff at Lares Home Care 888-492-3538 or 732-566-1112.
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